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After your vehicle is damaged and you are hurt in a car accident, some of your first thoughts are how insurance will take care of it. If you were hit by another vehicle, you know you need to take steps to file a claim with their insurer. If it was a hit and run or you think you have better collision coverage, you will call your own insurer. Either way, you are relying on an insurance policy to come through and cover repairing and replacing your vehicle, medical expenses, lost wages, and pain and suffering. Unfortunately, many things can go wrong. The insurance claim you are depending on could be denied, leaving you with more questions than answers.
If your insurance claim was denied after a car accident, contact our experienced car accident attorneys at Belt, Bruner, & Barnett P.C. at (205) 933-1500 today.
There are many reasons why an insurance company may deny a first- or third-party claim, including:
If an insurer denies your claim based on valid reasons under the policy or Alabama law, then this is typically a good faith denial. There are usually ways to fight for an approval. However, you may not have any evidence the denial was invalid or unlawful in order to change the result. However, insurers are notorious for looking out for their bottom line and may deny your claim without a reasonable or valid basis. If an insurer wrongfully denies your claim, you may have evidence of bad faith. This may give you the right to file an additional legal claim and fight for more compensation.
If you filed a first or third-party insurance claim after a car accident and it was denied, it is time to seek legal advice. Our experienced personal injury lawyers of Belt, Bruner, & Barnett P.C. are prepared to investigate your situation and determine your next best steps, which may include appealing the insurer’s decision or moving forward with a personal injury or bad faith insurance lawsuit.
If you or a loved one were injured in a devastating accident, call the car accident lawyers from Belt, Bruner, & Barnett P.C. at (205) 933-1500 or use our online form. We offer a case evaluation free of charge and are ready to help you obtain full compensation for your losses. With offices in Birmingham, Mobile, Huntsville, and Montgomery, our attorneys will quickly travel to investigate your case.